11:30 am - Registration
11:45 am - Lunch & Chapter Meeting
12:30 pm - Financial Planning Clean-Up
                 After Divorce
  2:30 pm - Meeting Concludes

Divorce is a life-altering experience ending in legal action.  All too often divorce statistics can become personal realities for many individuals, since on average one in two marriages ends in divorce. Divorce can bring financial burden upon both parties and, when there are children involved, may strain family relationships.

Many people in a divorce situation make important decisions in a rash manner, with emotions impairing good judgment.  This type of hurried decision making represents a short-term view that may serve the parties well in the near future but result in hardship that last for decades and sometimes their entire life.

Planning for the future is an essential part of every divorce settlement. Separating or divorcing clients need to make important financial decisions as they go through the process. If they make bad decisions, they will more than likely have to live with the consequences of those decisions, and these can be financially and emotionally devastating. Learn how the financial planner can enter the divorce process and help their clients in make better financial decisions during the divorce process.

Michelle Ash is a co-founder of the Jacksonville Branch of Householder Group, one of the largest independent registered investment advisory firms in the United States. Michelle brings knowledge and service to clients considering or experiencing divorce through her designation as a Certified Divorce Financial AnalystTM. Michelle helps clients not only to understand the immediate impact of a divorce on their finances, but also the long-term effects a divorce can have on ones retirement or desired legacy.

Michelle helps clients answer their financial concerns and plan equitable divorce settlements through comprehensive financial and tax analysis. She also performs pension valuations, spousal benefit analysis, and retirement income planning for clients during the divorce process. As a divorcee herself, Michelle understands the emotional impact of divorce, and the difficulty of making life-altering financial decisions during an emotional time. Michelle provides objective knowledge in a compassionate manner to help clients make informed, rational decisions that will benefit them both today and in the future.

In addition to her work with clients, Michelle conducts speaking engagements on divorce financial planning, womens financial planning, and retirement and estate planning. She has recently been appointed as an Adjunct Professor at Florida Community College of Jacksonville, teaching a course in divorce financial planning.